- #How to organize your bills and mail how to#
- #How to organize your bills and mail software#
- #How to organize your bills and mail free#
This includes bills such as my utilities. I also listed all the expected due dates for my other “variable” expenses. Step 3: Next look at all monthly bills. I listed all my “fixed” expenses for the month in order by due date and the bill total. I record the dates of expected payment and paycheck total. I also look at my calendar to see if I have any extra income coming in to my bank account from mystery shopping and from one of my side hustles. I get paid every other week, so typically I have 2 lines of income for the month. Step 2: Add all income expected for the month. If you are starting from scratch, enter $0. Step 1: Start the spreadsheet with your current bank balance.
#How to organize your bills and mail how to#
Here is how to make the check register spreadsheet work for you: This check register spreadsheet correlates with the sample monthly budget spreadsheet from this post. Below is an example of how it can look once you lay everything out.
#How to organize your bills and mail software#
You want to make sure you know what is coming in and what is coming out even if you decide to get help from an app or software system.Ī great way to do this is with a spreadsheet. This is a very important task to commit to if you’re going to organize your bills any pay everything on time. This really helped me juggle me expenses better and gave me some breathing room! Track Your Expenses I was able to switch the due date to the middle of the month on a few bills for no additional charge. I had several bills that all drafted out of my account at the beginning of the month and it really drained my bank account! I like looking at my finances and knowing what day my payment will be drafted out of my bank account.Īlso, many companies will work with you if you would like to reselect an auto-pay draft date. It is important to write down the date of auto-pay into your checkbook register spreadsheet. Plus, if I get busy with life, I don’t want to worry about accidentally forgetting to make a payment! Now that I am tracking my monthly budget and using a checkbook register spreadsheet, I know how much money I have at all times. I decided to sign up with auto-pay for as many bills as possible. One benefit of auto-pay is there will never be a late payment and no late fees! One downside to using auto-pay is accidentally over-drafting if you do not manage your bank account properly. Next, decide if you want any of your bills to be automatically drafted from your bank account using auto-pay. Powered by ConvertKit Consider Automatic Bill Pay
#How to organize your bills and mail free#
I'd like to receive the free email course. I was so excited to shred my paper bills. I was able to sign up with online billing with every bill I had. This is a very simple way to stay organized and keep your bills in one place.Īlthough it took some time, I went through each bill and signed up for eBills using my new email address. This email also receives all the receipts after paying my bills. I created a new email address that would be strictly for receiving emails related to my bills. I evaluated my bills and decided which method of payment I would prefer to use for all or most of my bills.Īs I am trying to reduce clutter and paper, I decided paying my bills online would be my preferred method of payment. There are already 4 different methods of payment happening with just 7 bills. Since I have a new-found love for spreadsheets, here is an example:Īs you can see, this is just a small sample of some monthly expenses. It is simple to write all this information down in a notebook. To start, I went through every bill I had and made a list of how I received and paid each bill – snail mail, email, automated draft and automated phone call. Tips for a No Spend Day or Week or Monthįirst, go through all your bills and list them out so you don’t miss anything.17 Painless Ways to Save Over $300 in 30 Days.Here’s how I did it and how you can start organizing your bills too. Now I am much more organized and feel more in control of my life. Before I got organized, I never knew what day I was paying bills and it was always a surprise when I looked at my bank account. This also helped me reduce a lot of daily stress. Once I started getting organized and sticking to a budget, I began to properly manage my expenses and organize my bills. I finally realized that it would make my life so much easier if I could just sit down and spend some time putting together all my bills. This was a really difficult way to pay my bills each month. I had a few paper bills I would get in the mail, a couple of bills I paid online and some bills that were automatically drafted out of my bank account. I didn’t organize any of my bills and never kept any of them together. Prior to keeping a budget, my finances were a mess! If you want to stick to a monthly budget, you need to keep track of all of your bills. Today I want to focus on how to organize your bills and create a filing system that works for you.
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